<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Core -->
  <url>
    <loc>https://naija-vpn.com/</loc>
    <lastmod>2026-05-29</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Creator payment hub -->
  <url>
    <loc>https://naija-vpn.com/creator-platform-payments-nigeria</loc>
    <lastmod>2026-05-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.95</priority>
  </url>

  <!-- Creator payment guides -->
  <url>
    <loc>https://naija-vpn.com/twitch-payments-nigeria</loc>
    <lastmod>2026-05-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://naija-vpn.com/youtube-payments-nigeria</loc>
    <lastmod>2026-05-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://naija-vpn.com/tiktok-payments-nigeria</loc>
    <lastmod>2026-05-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://naija-vpn.com/twitch-payout-problems-nigeria</loc>
    <lastmod>2026-05-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://naija-vpn.com/how-carter-efe-gets-paid</loc>
    <lastmod>2026-01-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Virtual accounts & cards -->
  <url>
    <loc>https://naija-vpn.com/cleva-vs-geegpay</loc>
    <lastmod>2026-05-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://naija-vpn.com/virtual-dollar-cards-nigeria</loc>
    <lastmod>2026-05-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://naija-vpn.com/payoneer-nigeria</loc>
    <lastmod>2026-05-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://naija-vpn.com/invoice-in-dollars-nigeria</loc>
    <lastmod>2026-05-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://naija-vpn.com/fiverr-upwork-payment-nigeria</loc>
    <lastmod>2026-05-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- VPN hub -->
  <url>
    <loc>https://naija-vpn.com/best-vpn-nigeria</loc>
    <lastmod>2026-05-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.95</priority>
  </url>

  <!-- VPN supporting pages -->
  <url>
    <loc>https://naija-vpn.com/cheapest-vpn-nigeria</loc>
    <lastmod>2026-05-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://naija-vpn.com/vpn-for-android-nigeria</loc>
    <lastmod>2026-05-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://naija-vpn.com/vpn-for-mtn-nigeria</loc>
    <lastmod>2026-05-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://naija-vpn.com/nordvpn-nigeria-review</loc>
    <lastmod>2026-05-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Data / mobile -->
  <url>
    <loc>https://naija-vpn.com/data-saver</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://naija-vpn.com/save-mobile-data-nigeria</loc>
    <lastmod>2026-05-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Static -->
  <url>
    <loc>https://naija-vpn.com/about</loc>
    <lastmod>2026-01-19</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://naija-vpn.com/privacy</loc>
    <lastmod>2026-01-19</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

</urlset>
